Helping Organisations make payments more secure, since 2016

Confirmation of Payee for Organisations

SurePay’s Confirmation of Payee (CoP) solution is intended to assist organisations in making payments to and collecting funds from the intended account. CoP is also a tried and tested solution in the fight against fraud. It is used by financial institutions and organisations throughout the UK and the Netherlands, providing them with additional assurance about who they are doing business with.

Interested to lear more about how SurePay CoP can benefit your organisation?

Minimise onboarding dropouts
Payer Name Verification 
Know Your Customer
Keep your customer data up-to-date

Know who you are doing business with

SurePay CoP allows you to make more informed payment decisions while also lowering your risk of CEO and impersonation fraud.

The solution will check the payee’s name, account number, and sort code of every payment you make within milliseconds, alerting you to any input error or fraud risk before any money is sent. The same capability can improve the efficiency of your customer onboarding processes, ensuring that you know who you are doing business with. Furthermore, API connectivity allows CoP to be easily integrated into your existing systems and process

Key benefits of CoP for Organisations

More efficient payment processes

Always safe and secure

Reduce risk of fraud

Additional options

CoP for PSP

Perform Confirmation of Payee directly online, and Immediately check whether you have the correct customer, supplier or employee details. 

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CoP for Building Society

Future proof your Building Society with Confirmation of Payee. Move your members towards a safer, more seamless user-experience with Confirmation of Payee & Future proof your Building Society.


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CoP for Cross Border

Expand your reach with the Cross-Border CoP solution. Our solution checks international bank accounts, ensuring cross border remittances can enjoy the same fraud benefits as domestic payments. 

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EU IBAN-Name Check

Our IBAN-Name Check solution is offered both in the Netherlands and across Europe.

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Our service is integrated by almost 100 banks and 400+ organisations

Frequently Asked

A CoP check can be performed via an API or batch check. When the API is implemented in your company’s system, the CoP check is executed real-time. When providing data via a batch check, you will receive the results within a couple of days.

At our end, we can have the API up and running within a day. In reality, we see that the implementation time mostly depends on the customer’s ability to implement and test. In this process we can support the client.

The SurePay CoP check can help your company in several ways – our existing customers generally use it to overcome three issues:

  1. Be sure who your customer is: implement the CoP check at the onboarding of new customers to ensure the process goes as fluently as possible and to decrease the chances of fraud.
  2. Ensure you have the correct payment details: implement the CoP check in your payment system to ensure that your payment or invoice goes to the right person or company.
  3. Speed up the process: manual checks on your customer and/or suppliers costs time and resources. Our API solution works instantly and shows in a blink of an eye if the provided name corresponds with the payee name and bank account.

Several of our clients applied the CoP service at their onboarding and client accepting process. They recorded a 90% decrease in drop-outs during onboarding and a 80% decrease in fraudulent onboarding.

Example clients: The Netherlands’ largest insurance companies and Atom Bank in the UK.

Many of our clients make use of the CoP service to reduce the percentage of uncollectible invoices. Our clients saw a decrease of 50% in overall uncollectible invoices as a result of implementing our CoP solution.

Example clients: We performed millions of CoP checks for the Dutch government and HMRC for the Covid-19 payouts.

SurePay is able to provide the CoP check across borders. This service is available in all countries where SurePay is currently active. For more information please fill in the contact form

Our clients

Our clients

Ready to get started?

Interested in how the SurePay Confirmation of Payee solution can benefit your organisation?
Or alternatively schedule a meeting with a member of our team to find out more